If you happen to’re desirous about canceling your Spot Pet Insurance coverage coverage, we encourage you to see our recommendations on the elements you’ll wish to contemplate earlier than making a agency resolution. We even have recommendation on how and when to discover a new pet insurance coverage supplier to maintain your pup protected. Nonetheless, should you’ve already determined to cancel for no matter motive, we provide you with contact info and recommendations on how you can cancel your Spot coverage.
Spot Pet Insurance coverage Cancellation Coverage
Beneath is Spot Pet Insurance coverage’s official cancellation coverage:
You should contact us by way of e-mail, phone or in writing to advise us of the long run date when this coverage is to cancel. You may ship written notification by e-mail, fax or by mail. We are going to refund any premium that you’ve got already paid for any interval after your final date of protection.
How To Cancel Spot Pet Insurance coverage
Not like another pet insurance coverage suppliers, Spot doesn’t have a helpful on-line cancellation kind you’ll be able to fill out and submit. However they do provide you with just a few choices to terminate your coverage.
Name To Cancel
If you happen to’d like to talk with a Spot consultant about canceling, name 1-800-905-1595. Customer support is out there by telephone Monday by way of Friday from 8am to 8pm EST. Remember to have your coverage quantity helpful.
When you’re linked with a consultant on the telephone, you’ll be able to ask any questions on canceling your coverage. If they are saying they will terminate your coverage over the telephone, then you’ll be able to proceed should you’d like. Nonetheless, they might request written affirmation. If they will cancel by telephone, we suggest asking them to e-mail you a affirmation message that the coverage has been terminated. Having it in writing will assist do you have to by accident be billed after canceling.
E mail Or Mail To Cancel
Spot additionally provides you two written choices for canceling.
You may ship your request by e-mail at [email protected].
It’s also possible to ship it by way of snail mail with a written discover of cancellation to:
Spot Pet Insurance coverage
990 Biscayne Blvd Suite 603
Miami, FL 33132.
If you happen to’d want to deal with your coverage termination in writing, we suggest doing so by way of e-mail. That means, you’ll be able to ask questions and obtain a fast affirmation of cancellation in writing.
Points To Contemplate Earlier than Canceling Your Coverage
You’ll wish to hold just a few essential issues in thoughts earlier than terminating your coverage.
Different Insurers Will Exclude Pre-Current Circumstances
It’s important to know that any circumstances your pet was recognized with earlier than or through the time your canine was enrolled in Spot’s pet insurance coverage will seemingly be excluded from protection by any new insurance coverage supplier.
This may be extraordinarily problematic in case your pup was recognized with and handled for a power situation, equivalent to arthritis, diabetes, most cancers, or allergic reactions, throughout your Spot coverage protection. Will you be capable of cowl these veterinary bills your self? It might be sensible to calculate your canine’s ongoing medical prices for a yr to find out should you can afford them.
Your Pet’s Age
Your present Spot coverage covers your pet for all times as long as you keep present on funds. Nonetheless, should you cancel your coverage and have an aged pet, it’s possible you’ll not be capable of discover a new pet insurance coverage coverage that meets your funds and desires. Some suppliers have age limits and gained’t insure new pets as soon as they attain a sure age (limits range by supplier).
Diseases & Accidents Can Happen Anytime
You might be contemplating terminating your coverage as a result of your pup has by no means had any medical issues. However remember the fact that accidents and well being circumstances can come up if you least anticipate them. Even should you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in. So it could be sensible to overlap them throughout this time to ensure your pet shouldn’t be topic to any ready period-related protection gaps.
Ceaselessly Requested Questions
Can I Get My Cash Again From Spot?
Sure, any pro-rated cash you may have paid upfront for protection will seemingly be refunded after your coverage is terminated, as long as you haven’t any excellent claims.
Can I Cancel Spot At Any Time?
Sure, you’ll be able to cancel your Spot pet insurance coverage coverage at any time. Nonetheless, when you have an impressive declare, it could be sensible to attend till it has been settled and any cash as a consequence of you has been acquired.
What Is Spot’s Greatest’s 30-Day Cash-Again Assure?
You may cancel your coverage for any motive inside 30 days of the coverage efficient date, and Spot will refund 100% of any premium paid so long as no claims have been paid. If you happen to submitted a declare throughout this time interval, Spot will refund any premium in accordance with their common cancellation coverage. This 30-day money-back assure shouldn’t be accessible in Maine or New York.
What Occurs To Pet Insurance coverage When A Pet Dies?
If you happen to’re canceling your pet insurance coverage coverage as a result of your pet has crossed over the rainbow bridge, please know you might be in our ideas. It’s evident that you simply cared immensely to your pet by insuring them to start with, and the bond you shared is unbreakable. We hope you’ll find consolation within the recollections you made collectively.
Concerning your query, after your pet dies, it’s best to contact Spot’s customer support by telephone. They’ll cancel your account for the day after your pet passes, however you’ll nonetheless be capable of file any ultimate claims.
How To Discover A New Pet Insurance coverage Firm
If you happen to’d nonetheless wish to insure your pet however weren’t glad with Spot, you’ll want to learn our pet insurance coverage opinions to see which pet insurance coverage firms we suggest most extremely. Moreover, you may get quotes from most of the prime pet insurance coverage firms by filling out the quote kind above.
We advise doing all of your analysis and getting quotes earlier than you cancel your current coverage. This strategy can reduce the time interval that your pup isn’t lined between your earlier and new pet insurance coverage protection. It doesn’t matter what, pet insurance coverage is value it, and insuring your furry buddies is an effective way to guard your pockets and ensure your pets get the mandatory well being care they want.
Tagged With: Reviewed By Insurance coverage Agent