Should you’re contemplating canceling your Nationwide pet insurance coverage coverage for any purpose, this firm makes it simpler than many. We all know some circumstances warrant the necessity to cancel a pet insurance coverage coverage. For instance, chances are you’ll be sad along with your protection, customer support, or elevated premium prices — otherwise you’ve hit a troublesome monetary time and may’t afford pet insurance coverage.
Nonetheless, earlier than you make a agency determination, I encourage you to learn this text for all of the elements you must take into account earlier than letting your protection go. I additionally provide you with recommendations on discovering a brand new pet insurance coverage coverage which may be a greater match in your wants.
Learn Our Full Nationwide Pet Insurance coverage Assessment
Nationwide Pet Insurance coverage Cancellation Coverage
Right here’s Nationwide’s cancellation coverage, which you’ll find on their web site.
Members can cancel a coverage at any time by notifying Nationwide in writing or on-line at my.petinsurance.com. Insurance policies will likely be cancelled as of the date the cancellation request is acquired. Claims filed for remedy dates as of the date of cancellation or any time after will likely be denied for no protection.
Any refund as a consequence of you’ll be credited to the account from which your funds have been withdrawn. Should you paid in your coverage in full with a test, any refund due will likely be despatched to you as a test connected to your cancellation affirmation letter. A cancellation affirmation letter will likely be mailed to you shortly after cancellation.
How To Cancel Your Nationwide Pet Insurance coverage Coverage
Nationwide makes it simple to cancel your pet insurance coverage anytime with a number of choices. Irrespective of the choice you utilize, Nationwide states that it’s going to terminate your coverage on the identical day it receives your cancellation request.
Cancel In Your On-line Account
Nationwide is one of some pet insurance coverage suppliers that assist you to cancel on-line, which saves you time in comparison with the trouble of calling or having to attend for them to obtain your request by mail. To terminate your coverage on-line, log into your account at my.petinsurance.com. Click on on the “Cancel My Coverage” hyperlink positioned beneath your pet’s coverage info to entry the shape.
Cancel In Writing By Fax Or Mail
Another choice is to terminate your coverage by mail or fax. As requested by Nationwide, you’ll want to incorporate your identify, coverage quantity, pet’s identify, and the explanation for cancellation in your correspondence when you determine to go this route.
- Fax: 714-989-0537
- Mail: P.O. Field 2344, Brea, CA 92822-2344
Calling Buyer Service
Primarily based on Nationwide’s web site and cancellation coverage, it’s not clear you can terminate your pet insurance coverage by calling customer support. Nonetheless, in case you have any questions concerning the cancellation and refund course of, it’s a good suggestion to succeed in out to them first. You possibly can attain customer support for present members at 1-800-540-2016. Representatives can be found Monday-Friday 5am-7pm PST and Saturday 7am-3:30pm PST.
3 Points To Contemplate Earlier than Canceling Your Coverage
You’ll need to hold a couple of essential issues in thoughts earlier than terminating your coverage.
1. Different Insurers Will Exclude Pre-Present Situations
It’s important to know that any situations your pet was identified with earlier than or in the course of the time your canine was enrolled in Nationwide’s pet insurance coverage will possible be excluded from protection by any new insurance coverage supplier.
This is usually a troublesome blow in case your pup was identified with and handled for a power situation, reminiscent of diabetes, arthritis, allergic reactions, or most cancers, throughout your Nationwide coverage protection. It might be sensible to calculate your canine’s medical prices for a 12 months and take into account how Nationwide covers eligible situations now and if these bills are one thing you may independently cowl your self.
2. Your Pet’s Age
Your present Nationwide coverage covers your pet for all times. Nonetheless, when you cancel your coverage and have an aged pet, chances are you’ll not be capable of discover a new pet insurance coverage coverage that meets your funds and desires. Some suppliers have age limits and received’t insure pets as soon as they attain a sure age (limits fluctuate by supplier).
3. Sicknesses & Accidents Can Happen Anytime
In case your pet has by no means had any medical issues, chances are you’ll take into account terminating your coverage. However remember the fact that accidents and well being situations can pop up while you least count on them. Even when you plan on enrolling your pup with a brand new insurance coverage supplier, you’ll have ready intervals earlier than your new coverage’s protection kicks in.
Often Requested Questions
Listed below are some questions pet dad and mom ask most frequently about canceling Nationwide Pet Insurance coverage. Should you don’t see yours right here, please ask us in our feedback.
Can I Cancel Nationwide Pet Insurance coverage At Any Time?
Sure, you may cancel your Nationwide pet insurance coverage coverage at any time for any purpose.
What Is Nationwide’s Cash-Again Assure?
Nationwide honors what’s known as a Free Look Interval (a.ok.a. Proper to Study and Return a Coverage). How does it work? As soon as your coverage goes into impact, you may have a restricted time to get your preliminary new coverage fee again in full. Relying in your state, this era is both 15 or 30 days. To qualify, you should not have filed a declare beneath the coverage. Taking part states require you to inform Nationwide of your option to train the Free Look choice inside a selected timeframe. Please learn your coverage for particulars. Phrases could fluctuate by state.
How Do Nationwide Refunds Work?
Should you’re outdoors of the Free Look Interval, you may nonetheless cancel your coverage anytime, and Nationwide will refund your unused premium on a pro-rata foundation. They’ll merely credit score your checking account or debit card that’s arrange in our account. Should you paid in full by test, they’ll mail you a refund test.
What Occurs To Pet Insurance coverage When A Pet Dies?
Should you’re canceling your pet insurance coverage coverage as a result of your pet has handed away, please know you’re in our ideas. Whereas that is such a troublesome time for you, it’s nonetheless essential to recollect to contact your insurance coverage firm and notify them of your pet’s passing. You are able to do so by calling, emailing, or mailing Nationwide’s customer support division. Should you needed to euthanize your pup, a few of Nationwide’s insurance policies cowl prices related to veterinarian-recommended euthanasia. Test your particular person coverage to see when you’re lined.
What If Nationwide Terminates My Coverage?
In late Might 2024, Nationwide introduced that they are going to be discontinuing about 100,000 pet insurance coverage insurance policies as a consequence of inflating prices of veterinary care and the corporate’s skill to stay financially viable. Should you’re one of many coverage holders affected, I’m actually sorry for this irritating state of affairs. I like to recommend following the ideas beneath to discover a new coverage as quickly as attainable so your furry pal could be lined with a brand new firm.
How To Discover A New Pet Insurance coverage Firm
Should you’re not happy with Nationwide’s pet insurance coverage or they’ve discontinued your protection, you should still need to insure your pet. I encourage you to learn our pet insurance coverage critiques to see which corporations we suggest. Moreover, you may get quotes from most of the prime pet insurance coverage corporations by filling out the quote kind above.
Should you plan on selecting one other pet insurance coverage supplier, it’s a good suggestion to do your analysis and get quotes earlier than you cancel your present Nationwide coverage. This manner, you may reduce the time your pet isn’t lined. It doesn’t matter what, pet insurance coverage is value it, and insuring your furry mates is an effective way to guard your pockets and ensure your pets get the required well being care they want.
Why Belief Canine Journal?
Sally has over 20 years of expertise in human well being sciences communications, together with 10 years as an knowledgeable on pet well being situations and remedy. She’s additionally spent over a decade researching pet insurance coverage as a part of an knowledgeable staff at Canine Journal.
Sally additionally consulted with Michelle Schenker, Canine Journal’s in-house licensed insurance coverage agent, for added experience, to make sure accuracy, and provides Canine Journal the authority to put in writing about and help readers in buying insurance policies legally.
As devoted canine professionals and long-time canine homeowners, we check and analysis the most effective pet services and products, not just for our personal pups however for all of our readers.